federal

Landlords often use a consumer report to screen new tenant applicants. The Federal Fair Credit Reporting Act (FCRA) mandates that a landlord who uses a consumer report make certain disclosures when the landlord takes an action adverse to a new tenant. Consumer report. A consumer report contains information about a person’s credit characteristics, character, general reputation, and lifestyle.  Examples include credit reports and  reports from tenant-screening or reference-checking services. The FCRA applies even if the landlord relies on the consumer report only as one reason for an adverse action. The information in the consumer report does not have to be […]